6.39
%
p.a.
Interest rate *
Ready to build your property portfolio? Our access to over 40 banks and lenders allows us to provide tailored lending solutions designed to match your goals and maximise returns. Whether it’s your first investment property or a new addition to your portfolio, we make the process simple.
* Comparison rate calculated on a loan amount of $150,000 over a 25 year term. Fees and charges may apply. This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees, or loan amounts might result in a different comparison rate.
* Rates are indicative only; conditions may vary depending on customer profile.Comparison rate is based on home loans of $150,000.00, please contact your finance professional before proceeding.
From feeling stuck to feeling wealthy - Find out how we helped Chris triple his investment portfolio in less than 12 months.
Build your property portfolio with tailored lending solutions to match your goals and maximise returns.
* Comparison rate calculated on a loan amount of $150,000 over a 25 year term. Fees and charges may apply. This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees, or loan amounts might result in a different comparison rate.
* Rates are indicative only; conditions may vary depending on customer profile.Comparison rate is based on home loans of $150,000.00, please contact your finance professional before proceeding.
From feeling stuck to feeling wealthy - Find out how we helped Chris triple his investment portfolio in less than 12 months.
Property investing takes planning and strategy so it makes sense to take the stress out of financing. We compare over 40 lenders to find the right loan for you no matter if you’re just starting out or expanding your portfolio. We structure your investment loan to maximise borrowing power and protect your cash flow.
Looking for flexibility and room to grow your investment strategy? A variable rate loan moves with the market, which means your repayments can rise or fall. Many also include features like extra repayments and redraw facilities, giving you control and the ability to manage cash flow effectively.
Want to keep repayments lower while you grow your portfolio? An interest only loan lets you pay just the interest for a set period. This frees up cash flow for other investments or expenses, while giving you time to build equity and strengthen your long-term position.
Need access to funds without reapplying every time? An investment line of credit unlocks equity from your existing property, giving you a revolving facility to use as needed. It is ideal for investors who want quick access to capital to renovate, purchase, or act on opportunities.
Investment loans are designed specifically for property investors. They can offer features like interest only repayments, flexible structures, and the ability to use rental income when calculating borrowing power.
Yes. Many investors leverage equity in their existing home or properties as a deposit for their next purchase, without needing to save a full deposit in cash.
Negative gearing is when the cost of holding an investment property is higher than the rental income you receive. The loss may be tax deductible, but it is important to seek advice from your accountant.
Yes. While they share many features, investment loans often have different rates, fees, and conditions because lenders view them as higher risk than owner occupied loans.
The main risks include higher interest costs, potential vacancy periods, property market changes, and cash flow pressure. Careful planning and the right loan structure can help manage these risks.
Yes. Many investors use interest only periods to improve cash flow and focus on growing their portfolio. However, the loan balance will not reduce during this time.
Generally, yes. Lenders typically charge slightly higher rates for investment loans than for owner occupied loans.
You will usually need ID, proof of income, details of assets and liabilities, and information on the property you are purchasing.