6.89
%
p.a.
Interest rate *
Whether purchasing vehicles, equipment, or commercial property we can structure lending that fits your business goals.
Every business is different so our team works quickly to cut through the red tape and ensure you have the financial backing to seize opportunity when it arises.
Our team works quickly, cuts through red tape, and ensures you have the financial backing to seize opportunities when they arise.
From financials in array to $14,000,000.00 funded in four hours find out how we helped grow this business.
Cut through the red tape and secure financial backing for your business goals.
From financials in array to $14,000,000.00 funded in four hours find out how we helped grow this business.
It’s Simple Finance makes securing the right business and asset lending straightforward. Whether you’re expanding, upgrading equipment, or investing in commercial property, we handle the paperwork, negotiate with lenders, and keep you in control every step of the way.
These loans are backed by property, vehicles, or other valuable assets, which gives lenders more confidence and often results in lower interest rates and longer repayment terms. They’re ideal for larger borrowing needs, such as funding acquisitions, purchasing commercial property, or covering significant expansion costs.
Unsecured loans don’t require you to put up assets as security, making them quicker to access and more flexible for short-term needs. They can be used for working capital, marketing campaigns, payroll, or covering unexpected expenses. While they usually have higher interest rates and shorter terms, they’re a practical option when speed and convenience matter most.
This type of finance is designed to help businesses purchase or lease machinery, vehicles, technology, or other essential tools without draining cash reserves. By spreading the cost over time, you can keep your cashflow steady while ensuring your business has the resources it needs to operate efficiently and stay competitive.
Yes. Whether it’s a car loan, equipment finance, or business loan, you can apply with a co-applicant. This can strengthen your borrowing capacity by combining incomes and sharing the responsibility.
Eligibility depends on your business’s financial position, cashflow, credit history, and the type of asset or funding you’re applying for. We’ll review your situation and match you with lenders who suit your profile.
Turnaround times vary. Simple car or equipment loans can be approved in as little as 24–48 hours once documents are supplied. Larger business loans or complex structures may take longer, but we’ll keep the process moving quickly.
For personal car loans, you’ll typically need proof of ID, income, and details of the vehicle. For business and asset lending, lenders may also require financial statements, BAS, tax returns, or a business plan depending on the size of the loan.
Yes. Pre-approval gives you a clear budget to work with and allows you to negotiate with confidence when buying vehicles, equipment, or commercial property.
Yes. Many lenders will fund both new and used assets, provided they meet certain age and condition criteria.
There are specialist lenders who cater for self-employed clients or businesses with limited trading history. In many cases, low-doc or alternative documentation loans may be available.
Yes. With vehicle and equipment finance, you can structure repayments with a balloon or residual amount at the end of the term, which helps keep monthly repayments lower.