Home Loans

At It’s Simple, we provide you with the most current rates so you can have peace of mind knowing that you’re getting the best loan at the right price and at the right time.

  • Fixed rates from
    1.89% P.A
    Interest Rate
  •  
    2.45% P.A
    Comparison Rate

Download Our First Home Buyers Guide.

In this guide, we very simply break down the buying and borrowing process, terms you might not be familiar with, your borrowing capacity and loan documentation, current government assistance available to first home buyers and provide more of our #simpletips.

Our Blog.

15, May, 2022 - News
Price Caps Raised For Home Guarantees

Prime Minister Scott Morrison has just recently declared that the government’s Home Guarantee Scheme will have higher maximum property prices and more available places per year. From July 1, this price upgrade will qualify houses in two out of five (40%) suburbs nationwide for the scheme. This is up from 24.1% according to analysis by […]

15, April, 2022 - News
The Cause of Australia’s Rental Price Explosion

Rental prices have increased dramatically right across the nation due to record low vacancy rates. Capital city rents have risen by 11.8% over the past 12 months and rose by 2.2% in just the last month, according to SQM Research. Louis Christopher, SQM Research managing director said that “The magnitude of rental increases across the […]

7, April, 2022 - Purchasing A Home
Knowing Your Credit Score and How It Can Help You Get Your Mortgage

https://itssimple.com.au/wp-content/uploads/2022/04/Ep126_-_Joseph_Daoud_mixdowna3qma.mp3Podcast: Play in new window | Download Just recently, our founder and CEO, Joseph Daoud, appeared on the Real Estate Right podcast to discuss the importance of credit scores. While you may be familiar with the definition of a credit score, you may not be so familiar with the role it plays in your mortgage. [...]