Purchasing a home:
Rates starting from 2.29%

Purchasing your First home can seem difficult.
Let us simplify it for you.

Understanding how much you can actually borrow can be a confusing concept to find an answer for. Financial institutions have different rules which determine the amount of money they’ll lend you.

We’re here to help you understand their different approaches and can therefore help you access the amount you need and will be able to comfortably service.

In this guide, we very simply break down the buying and borrowing process, terms you might not be familiar with, your borrowing capacity and loan documentation, current government assistance available to first home buyers and provide more of our #simpletips.

Why It's Simple Finance?

We keep things seriously simple

Lenders can make it far more challenging than it needs to be. We work hard to keep things easy and straightforward.

Fast, mobile and digital

We know you want to spend less time arranging your finances and more time enjoying life. That’s why we provide complete flexibility in how and when you deal with us, as little or as much as you like and via Zoom or a visit to your home.

We work for you

We work with over 45 lenders to find you a solution tailored to your specific needs.

Get in touch

Further Resources

We’re pleased to provide you with #simpletips on all things mortgages and obtaining finance. Read more about related topics in the blog posts below and let us know if there’s a topic you’d like to know more about

The First Home Loan Deposit Scheme is back; bigger and better!

The First Home Loan Deposit Scheme is back; bigger, better and more buyer-friendly than before. If you’re a first home buyer who missed out on the first two rounds, then here’s how to make it a case of third time’s a charm!

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Is now a good time to buy property? Two-thirds of investors say ‘yes’

The majority of property investors are remaining upbeat despite COVID-19, with 67% believing now is a good time to invest in residential property, according to a new survey.

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House prices tipped to surge 15%, RBA hints at cash rate cut

Strap yourself in: Australian house prices are tipped to experience a mild COVID-19 dip before surging 15% over the following two years, according to some of the nation’s top economists.

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JobKeeper 2.0 is about to begin: here’s what you need to know

Like most sequels, JobKeeper 2.0 won’t be as big a blockbuster as the original. But that’s not to say it won’t help many SMEs navigate the difficult times ahead. Today we’ll cover what you need to know about making the transition for your business.

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So, who’s eligible for the $25,000 HomeBuilder scheme?

You might have heard that the federal government will give eligible Australians $25,000 to build or substantially renovate homes as part of the new HomeBuilder scheme. Today we’ll look at who exactly can qualify for the initiative.

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its stimple home builder scheme

HomeBuilder Scheme

HomeBuilder Scheme Download Our Home Builder E-Book Here Australian homeowners will be offered grants of around $25,000 to build new, purchase new or renovate their existing homes as part of the HomeBuilder Scheme as announced by the Federal government last week. The scheme was developed to protect the residential...

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Its Simple First Home Grant

What is the first home owner grant?

What is the first home owner grant?  Buying your own home has long been the Aussie dream, but it’s a dream that comes with a large price tag. Fortunately, the First Home Owner Grant (FHOG) exists to make the home ownership dream that much more attainable for eligible first...

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Its Simple PMI

What is Lenders Mortgage Insurance?

What is Lenders Mortgage Insurance? Acquiring a home requires a rather large sum of money that most people are simply unable to accumulate. This is where mortgages come into play. You take out a mortgage against the house you’re purchasing and pay the lender back over some time —...

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Its Simple Saving House Fund

Saving for Your First Home

Saving for Your First Home Buying a home is one of life’s huge milestones, but it’s no easy feat to achieve. Houses are expensive, and while the mortgage covers the bulk of the price, you still need to save a rather large deposit to get your foot in the...

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