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Privacy Policy & Disclaimer

Privacy Policy

Protecting your privacy

On 21st December 2001, new privacy laws were introduced. These laws govern the way personal information is used and stored by companies. ©It’sSimple has adopted these principles to protect your privacy. The three paragraphs below explains the types of personal information we may keep and how we may use that information.

What information does ©It’sSimple hold?

The information ©It’sSimple holds in relation to your transaction includes all information and supporting documentation provided by you in the course of your enquiry.

We may hold or collect information in relation to your transaction from parties pursuant to the privacy act, for example a person may not only provide us with information on themselves for the purpose of obtaining our services but also on other people who they represent. We may also obtain personal information from past lenders, insurers, witnesses to claims, health care workers and publicly available sources.

How we use and disclose personal information

We have a duty to maintain the confidentiality of our clients’ affairs, including personal information. Our duty of confidentiality applies except where discourse of your personal information is with your consent or compelled by law.

What obligations does ©It’sSimple have in relation to this information?

©It’sSimple will take the necessary measures to ensure that all personal information held is protected against misuse and loss and from unauthorised access. Access to personal information will be restricted to only those employees or agents who require access to this information in order to fulfil our service obligations to you. We do not use or disclose personal information for any purpose that is unrelated to our services and that you would not reasonably expect (except with your consent or as required by law).

Any information collected by ©It’sSimple will be held in a secure environment. ©It’sSimple may be required by law to retain personal information about you for a period of time after our services to you have ceased. In this event we will ensure that upon expiry of this period, all personal information will be securely destroyed.
You have a right to request a copy of your personal information held by ©It’sSimple about you. ©It’sSimple reserves the right to charge a reasonable cost for this service should you require this information.

For further information please contact Joseph Daoud on 0480 226 241.

Disclaimer

©It’sSimple is a Mortgage Broker who refers clients to credit providers such as Banks, Building Societies, Credit Unions, Finance Companies, Mortgage Originators and Mortgage Managers, or Mortgage Brokers & groups.

Our aim is to give the Mortgage loan seeker the resources and choice to make a better decision. We are not Lenders and therefore we cannot make offers of finance. The information on the ©It’sSimple website does not constitute an offer to grant a loan to the loan seeker. This is something that only the credit provider may offer once the necessary information provided by you is verified, accepted and meets the credit providers lending criteria.

We have tried to present the information on this website in an accurate and informative manner. However ©It’sSimple accepts no responsibility whatsoever for any loss or damage, from any act, omission, error, or mistake, typographical, technical or otherwise of the website or information it contains, or from the use of, or interruption of service of, the website and any email, hyperlink, or any information used within or in connection with this internet website by any individual, partnership, company, corporation, trust, association or any other entity for any purpose.

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