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Arguably the first and most important step in your home buying process – especially as a first home buyer. Knowing what your borrowing capacity is helps with planning and also setting the budget needed to cover all the associated costs with buying a property. It also means you save time as
you’re only inspecting properties within your borrowing capacity.
Get off to the best start with our borrowing power calculator and follow up with a chat with our expert brokers.
We keep loans simple
We keep loans simple
Your borrowing power or capacity determines the amount you can borrow from a lender.
Your loan repayments combine your principal (outstanding loan amount) and interest (charged on your loan lender) payments. If you have an interest-only loan, you only pay the interest charged for an agreed period and delay repaying the principal.
Your loan repayments combine your principal (outstanding loan amount) and interest (charged on your loan lender) payments. If you have an interest-only loan, you only pay the interest charged for an agreed period and delay repaying the principal.
Your loan repayments combine your principal (outstanding loan amount) and interest (charged on your loan lender) payments. If you have an interest-only loan, you only pay the interest charged for an agreed period and delay repaying the principal.
Your loan repayments combine your principal (outstanding loan amount) and interest (charged on your loan lender) payments. If you have an interest-only loan, you only pay the interest charged for an agreed period and delay repaying the principal.
We'll ask some questions relating to your personal circumstances, needs and financial goals.
Your personal broker matches your needs and goals with the best offers from our 40+ lenders and banks for you to choose from.
Minimal effort required on your part - We read the fine print, ensure no gotchas and keep you updated all the way to settlement!
We'll ask some questions relating to your personal circumstances, needs and financial goals.
Your personal broker matches your needs & goals with the best offers from our 40+ lenders & banks for you to choose from.
Minimal effort required on your part - We read the fine print, ensure no gotchas and keep you updated all the way to settlement!
Thinking of buying, refinancing or drawing equity? Find out the estimated value of your property from Australia’s leading provider of property data, information and analysis.
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Terms, conditions, fees and charges apply and your full financial situation would need to be reviewed prior to acceptance of any offer or product. Your full financial needs and requirements need to be assessed prior to any offer or acceptance of a loan product.
This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.
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