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The Secret Winners of the Market Downturn: Upsizers

Author: Michael

Lozina

The property market downturn has gone national in Australia and if you only read the headlines, you would assume that the sky is falling. But...

RBA Rate Cut Unlikely to Lead to House Price Boom

Author: Michael

Lozina

The Reserve Bank of Australia has lowered rates for the second time this year and it’s no question as to why. Headline and core inflation are within the 2-3% target range and...

How Far Does $1 Million Go in Australia’s Housing Market?

Author: Michael

Lozina

$1 million. At one point in time that was a lot of money, but increasingly it’s become the standard asking price for a home in Australia. This used to be limited to...

Why More Small Businesses Are Turning to NAB

Author: Michael

Lozina

It isn’t easy being self-employed. It’s an almost constant headache. Each day pulling you in different directions all at once. Thankfully, the team at It’s Simple have discovered that NAB have a...

The Benefits of Home Loans for Healthcare Workers in Australia

Author: Michael

Lozina

Homeownership is challenging because of the high cost of living, so the benefits of home loans for healthcare workers in Australia are undeniable....

Property Market Review as of 27/02/2023: Clearance rates remain strong despite continuous rate hikes

Author: Michael

Lozina

The property market defies the odds as early clearance rates across the combined capital cities remain strong despite continuous rate hikes....

How Much Deposit Do You Need for an Investment Property in Australia: A Guide

Author: Michael

Lozina

Knowing how much deposit you need for an investment property improves your strategy and options. Find out the requirements and low-deposit loans here....

Property Market Review as of 20/02/2023: Clearance rate rebounds to 70.8% with Sydney leading the successful auctions

Author: Michael

Lozina

Preliminary clearance rates bounced back to 70.8% across the combined capital cities as Sydney led the success with 78% of the homes sold....

Property Market Review as of 13/02/2023: RBA’s rate hike pulls preliminary clearance rates down

Author: Michael

Lozina

As the RBA tightens monetary policy and warns of further rate hikes, preliminary clearance rates fell by -2.2% across the combined capital cities....

Property Market Review as of 08/02/2023: Auction activity ramps up while housing downturn eases

Author: Michael

Lozina

Auction activity ramps up as over 1,300 homes go under the hammer this week while the housing downturn eases in January across the combined capitals....

RBA delivers another blow to Aussies and lifts the cash rate to 3.35%

Author: Michael

Lozina

RBA delivers another blow and lifts the cash rate to 3.35%. Here’s what it means for borrowers and how to safeguard your finance amid the rate hike....

Property Market Review as of 30/01/2023: Auction market slowly jumps as house prices continue to fall

Author: Michael

Lozina

Auction activities slowly jump as house prices continue to fall with 706 homes taken to auction across the combined capital cities....

How to Buy a House with No Deposit: A Step-by-Step Guide

Author: Michael

Lozina

Saving for a deposit is tough, but did you know you can buy a house with no deposit? Check out the low-deposit and no-deposit loans to own your home now....

Property Market Review as of 23/01/2023: House and unit values dropped in more than half of the suburb markets

Author: Michael

Lozina

House and unit values dropped in more than half of the suburb markets in the December quarter as high interest rates and inflation bite consumers....

NSW Shared Equity Home Buyer Helper: What you need to know about shared equity schemes

Author: Michael

Lozina

NSW shared equity Home Buyer Helper helps home buyers buy a property with as low as a 2% deposit. Is it the right shared equity scheme for you?...

Property Market Review as of 16/01/2023: Australian home values hit the sharpest decline ever

Author: Michael

Lozina

Aggressive rate hikes and high inflation bite the market as national housing values hit the sharpest decline of -8.40% after peaking in May 2022....

First Home Buyer Choice Explained: Should you pay NSW stamp duty or property tax?

Author: Michael

Lozina

The First Home Buyer Choice allows first-home buyers to choose between stamp duty or annual property tax. Which is better, stamp duty or property tax?...

How to refinance a home loan? A step-by-step guide to home loan refinancing

Author: Michael

Lozina

Tired of high mortgage payments? Find out how to refinance a home loan and the common mistakes to avoid when refinancing to take control of your loan....

What is Lenders Mortgage Insurance? A Beginner’s Guide to LMI in Australia

Author: Michael

Lozina

Lenders Mortgage Insurance protects a lender in case the borrower defaults on their mortgage. Find out how it works and how you can avoid paying LMI....