The RBA has raised the official cash rate to 4.35%. Chat with us today to make sure you’re not overpaying your loan.

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The RBA has raised the official cash rate to 4.35%. Chat with us today to make sure you’re not overpaying your loan. The RBA has raised the official cash rate to 4.10%. Chat with us today to make sure you’re not overpaying your loan.
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The Benefits of Home Loans for Healthcare Workers in Australia

Homeownership is challenging because of the high cost of living, so the benefits of home loans for healthcare workers in Australia are undeniable.

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How Much Deposit Do You Need for an Investment Property in Australia: A Guide
joseph@itssimple.com.au

How Much Deposit Do You Need for an Investment Property in Australia: A Guide

Knowing how much deposit you need for an investment property improves your strategy and options. Find out the requirements and low-deposit loans here.

rba cash rate to 3.35 feb 2023
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RBA delivers another blow to Aussies and lifts the cash rate to 3.35%

RBA delivers another blow and lifts the cash rate to 3.35%. Here’s what it means for borrowers and how to safeguard your finance amid the rate hike.
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How to Buy a House with No Deposit: A Step-by-Step Guide

Saving for a deposit is tough, but did you know you can buy a house with no deposit? Check out the low-deposit and no-deposit loans to own your home now.
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NSW Shared Equity Home Buyer Helper: What you need to know about shared equity schemes

NSW shared equity Home Buyer Helper helps home buyers buy a property with as low as a 2% deposit. Is it the right shared equity scheme for you?
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Blogs
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First Home Buyer Choice Explained: Should you pay NSW stamp duty or property tax?

The First Home Buyer Choice allows first-home buyers to choose between stamp duty or annual property tax. Which is better, stamp duty or property tax?
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How to refinance your home loan
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How to refinance a home loan? A step-by-step guide to home loan refinancing

Tired of high mortgage payments? Find out how to refinance a home loan and the common mistakes to avoid when refinancing to take control of your loan.
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What is Lenders Mortgage Insurance? A Beginner’s Guide to LMI in Australia

Lenders Mortgage Insurance protects a lender in case the borrower defaults on their mortgage. Find out how it works and how you can avoid paying LMI.
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How is interest calculated on your home loan?

Understanding how interest is calculated on your home loan helps you make informed financial decisions. Find out how to lower the interest you pay.
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Blogs
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Borrowing Power 101: How much can you borrow for your home loan?

Improve your borrowing capacity, get the right loan and secure your dream home by understanding how much you can borrow for your home loan.
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Interest rates in Australia 2022 - header
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Current interest rates in Australia 2022: How high will interest rates go?

As the RBA continuously hiked the cash rate, we look back to Australia’s cash rate, home loan, savings and term deposit interest rates in 2022.
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RBA increases the cash rate to 3.10
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RBA increases the cash rate to 3.10%: What does this mean to you? 

At its final meeting for 2022, the RBA increased the cash rate to 3.10%. Find out how the rate hike affects homeowners and potential borrowers.
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Negative gearing explained: How does negative work, and is it worth it?

Negative gearing is a strategy used by investors where the property investment cost outweighs its income. Here’s why negative gearing is worth it.
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Ultimate guide to home equity loans: What is a home equity loan and how does it work?

A home equity loan lets you borrow against your equity. Find out what home equity is and how a home equity loan helps you unlock new opportunities.
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Blogs
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Do you qualify for medical professional home loans?

Medical professional home loans (medico loans) have exclusive benefits, such as low rates and deposits and waived lenders mortgage insurance (LMI).
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What Is Home Loan Refinancing, And How Does It Work?

Is home loan refinancing a good idea? Here, we explain what refinancing is, how it works and its pros and cons to help you decide.
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rba increases cash rate to 2.85
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RBA increases cash rate to 2.85%: How does this affect your mortgage?

The RBA increased the cash rate to 2.85%. How high will interest rates climb, and how does the rate hike affect mortgages? We explain it here.
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Blogs
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Australia’s Federal Budget 2022-23 is out: Are you a winner or a loser?

Who are the winners and losers of the second federal budget 2022-23? Chalmers announced the budget, and here’s how it affects you and your finance.
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which type of home loan is best for you
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13 Types Of Mortgage Loans: Which Home Loan Is Best For You?

Finding a home is as important as knowing the different types of home loans. Here, we guide you through the 13 types of mortgages you can choose from.
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what is RBA
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RBA Cash Rate in a Nutshell: What is the RBA, and how does it affect the cash rate? 

With the non-stop rate cash rate hikes, the Reserve Bank of Australia is in the spotlight. Here's how the RBA affects the interest rates in 2022.
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RBA lifting official cash rate 2.60
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RBA Delivers Another Blow Lifting The Official Cash Rate To 2.60% 

The RBA increased the cash rate to 2.6% - the highest rate in 9 years. Find out how this affects your mortgage repayments and the property market.
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Top 6 Benefits Of A Home Loan That You Shouldn’t Miss Out On

A mortgage is an expensive commitment, but it makes buying a home easier and faster. Here are 6 benefits of a home loan that will change your mind.
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2 Ways To Buy A House With Your Superannuation

Using your superannuation to buy a house in 2022 is possible through the self-managed super fund (SMSF) and the First Home Super Saver (FHSS) scheme.
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how to get a home loan
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7 Easy steps on how to get a home loan without the stress

Applying for a home loan can be a bit stressful. Don't worry because we got you covered. Here are 7 easy steps on how to get a home loan in Australia.
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what is home loan
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What is a home loan, and all you need to know about it

A home loan is a loan you get to purchase a property – whether to live in or use as an investment. Here’s your guide to what a home loan
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What happens at the end of fixed-rate home loans
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What happens at the end of fixed-rate home loans?

Your fixed home loan rates are coming to an end, and you have no idea what to do. Luckily, there’s actually a variety of options available to you.
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RBA cash rate Sept 06
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6 Tricks To Beat The RBA’s 2.35% Interest Rate

The Reserve Bank of Australia just hiked the cash rate target again by 50 basis points, leading Australia’s current interest rate to 2.35%.
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what is stamp duty
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What is stamp duty, and how much is it?

Stamp duty is a government tax charged when you purchase a home or other assets. Here’s how much you should pay and how you can avoid it.
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Quick guide to debt consolidation
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Will debt consolidation break or boost your budget?

Debt consolidation means taking out a new loan to combine multiple debts into one monthly repayment. Manage all your debts in one place.
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nurse home loans
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Everything you need to know about nurse home loans

Is a nurse home loan right for you? Here’s what you need to know about nurse home loans and how they can help you secure your dream home.
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7 Hacks to Pay Off Your Mortgage Early

Want to pay off your mortgage early? Check out these 7 tips to save more and own your home faster. Here’s how to get ahead on your home loan!
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What is the smallest deposit for a mortgage
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What is the Lowest Deposit for a Mortgage?

Can you buy a home with a low deposit? Here are low deposit and no deposit home loans to help you own your home sooner.
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The RBA has raised the official cash rate to 3.35%. Chat with us today to make sure you’re not overpaying your loan. The RBA has raised the official cash rate to 3.10%. Chat with us today to make sure you’re not overpaying your loan.
Book a free call

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