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The Secret Winners of the Market Downturn: Upsizers

Author: Michael

Lozina

The property market downturn has gone national in Australia and if you only read the headlines, you would assume that the sky is falling. But...

Australian Suburbs Under $1 Million: Where to Look in 2026

Author: Michael

Lozina

Most people start a property search in the wrong order. They pick a suburb, fall for it, then work out whether they can afford it. By the time the finance conversation happens,...

Fewer Investors, Bigger Loans: What the June Quarter Data Actually Says

Author: Michael

Lozina

The headlines this month said investors are walking away from the housing market. The data says something more interesting. Investor numbers did fall, and they fell hard. But the loans still being...

Is Australia Entering a Buyer’s Market?

Author: Michael

Lozina

Property listings are rising as prices continue to fall across the country, causing many to ask whether Australia is entering a buyer’s market. Buyers are spoilt for choice, but vendors are struggling...

Why Units Are Outpacing Houses in Australia 2026

Author: Michael

Lozina

As the property market continues to shift, units have quietly become the most in-demand part of it. Apartment approvals climbed 13.2% over the last financial year, and buyer demand is following the...

The SMSF Borrowing Ban Starts 10 August. Here Is What It Means for Housing Supply.

Author: Michael

Lozina

Watching the property and tax reforms has been a rollercoaster for us at It’s Simple. The real surprise was the change to Self-Managed Super Fund borrowing, a last-minute addition as part of...

Negative Gearing Changes 2026: Why Investors Are Turning to New Builds and Commercial Property

Author: Michael

Lozina

One big question mark facing the property market after the federal budget has been whether investors will find new builds attractive, given their exemption from the negative gearing changes. The data suggests...

Are Negative Gearing Changes Driving Up Rents? What the Data Shows

Author: Michael

Lozina

Before changes to negative gearing were announced, industry spokespeople warned that it would cause a rise in rents as landlords try to mitigate losses. The Treasury was aware of this as well...

Property Market Update July 2026: Home Values Fall for the First Time Since 2022

Author: Michael

Lozina

The property market is moving, and it pays to be well-informed. National home values have recorded their first monthly fall in years, and auction clearance rates remain stubbornly low. So what does...

Your Simple Guide to the 2026 Federal Budget

Author: Michael

Lozina

The upcoming Federal Budget has been described as the biggest shake-up to Australia’s tax system in 25 years. That sounds dramatic, and for some it is. But most of the headlines have...

Sydney and Melbourne Prices Are Dropping. Here’s Your Window.

Author: Michael

Lozina

The property market is on the move after interest rate rises and tax changes stalling price growth in some cities while others drop. This might just be a window of opportunity for...

Will Sydney Rents Rise? Negative Gearing Reform and the Vacancy Squeeze

Author: Michael

Lozina

Sydney's vacancy rate is tightening and negative gearing reform may push rents higher. Here's what it means for renters and investors in 2026....

It’s a Buyer’s Market, if You’re Actually Ready to Buy

Author: Michael

Lozina

The auction market has cooled off. Melbourne and Sydney clearance rates are both below 60%, well under the 70% mark that signals a seller’s market. Properties are passing in. Prices have softened....

A Cooling Market, Rising Rents, and What Comes Next: May 2026 Housing Update

Author: Michael

Lozina

The housing market is continuing to weaken across the broader national market with Sydney and Melbourne leading the downturn in prices, according to Cotality’s (formerly CoreLogic) national Home Value in Index for...

NSW Auction Rates Continue to Decline After Tax Reform Announcement

Author: Michael

Lozina

Auction clearance rates have continued their downward trajectory thanks to the tax reforms announced in the federal budget. This continues a trend that began with the Iran war and three consecutive rate...

Negative Gearing Changes Aren’t Law Yet, But Banks Are Already Changing the Rules

Author: Michael

Lozina

While none of the changes to the Capital Gains Tax or negative gearing have passed as legislation yet, Macquarie Bank has already updated its lending policies. Macquarie notified its broker network that...

Western Sydney’s Housing Market Hits Fever Pitch

Author: Michael

Lozina

Western Sydney has turned into a battleground on auction day. Listings are at record lows and demand is rising alongside prices. It’s caused buyers to compete for every square foot where in...

Why is Australia Facing Interest Rate Hikes in 2026?

Author: Michael

Lozina

Australia’s monetary policy is going a different direction to most comparable economies around the world. The Reserve Bank of Australia has lifted the cash rate again in May while as many as...

Sydney Property Investment Hotspots 2026: How the Metro Line Is Driving Capital Growth

Author: Michael

Lozina

As public transport use becomes more prevalent as both access and petrol prices increase, it should come as no surprise that housing along Sydney’s Metro lines are booming. When the Northwest Metro...