Real Advice. Real Results. Made Simple.

Buying That New Home

Investing in Property​

Construction & Development

Growing Your Business

Financing Cars and Equipment

Buying That New Home

Investing in Property​

Construction & Development

Growing Your Business

Financing Cars and Equipment

Our Team

Simplicity comes from experience. Our team brings together a wealth of expertise across finance, property, and business. Tap into our network and see how we take your goals further.

As Seen On

Our mission has always been to keep finance simple and empower Australians to reach their goals.

With access to over 40 banks and lenders, we do the leg work while keeping you informed every step of the way.

Having been nationally recognised for our customer service (MFAA Customer Service Award 2025) and expertise (Excellence Awardee for Brokerage of the Year), you can feel confident that we’ll deliver the best results for you and your goals.

With Joseph at the helm, you can expect excellence, integrity, and forward-thinking solutions in all our services.

Meet our Founder

Joseph Daoud is a national award winning mortgage broker with a Bachelor of Arts & Economics with a major in Mathematics. Beyond day-to-day broking, Joseph has appeared on Sky News as a commentator and is a MFAA Endorsed Mentor.

Achievements:

  • MFAA Customer Service Excellence – National Winner 2025
  • MFAA Customer Service Excellence – NSW / ACT Winner 2025
  • Brokerage of the year (staff 1-5) – Australian Mortgage Awards
  • Diploma of Finance & Mortgage Broking Management
  • Bachelor of Arts & Economics w/ Second Major in Mathematics

What we stand for

Simplicity

Finance shouldn't be complicated. We make the process clear, direct, and easy to understand.

Ingenuity

Every client is different. Combining creativity and shrewd problem solving, we discover solutions others overlook.

Accountability

We own every outcome. Transparent, honest, and committed. We stand by our advice and our clients.

Quick links

Guidance and loans tailored to your very first property.

Need to switch lenders? Lower your rate? Consolidate some debt? We’ll help you restructure your debt to suit your needs.

Finance options designed to help you move up with ease.

Tailored finance to fund growth, cash flow, and operations.

Lending solutions for offices, retail, warehouses, and more.

Structured funding to bring residential and commercial projects to life.

Making sure you have the right loan tailored to your needs.

Use your superannuation to invest in property the right way.

Unlock equity in your current properties to expand and grow your property portfolio.

The Finance Show with Joe

Why should finance be boring? Joseph and Michael cut through the jargon by talking property, money, and entrepreneurship with real stories, laughs, and special guests.

FAQ’S

How much deposit do I need for a home loan?

Most lenders require at least 5 to 20 percent of the property value, depending on your situation.

Yes, in some cases. Using a guarantor or existing equity can help.

Fixed rates lock in repayments for a set period. Variable rates move with the market.

Pre approvals can take 24 to 48 hours. Full approvals depend on the lender and the complexity of your application.

We compare dozens of lenders, negotiate on your behalf, and structure loans to suit your goals.

Yes. Refinancing can reduce repayments, consolidate debts, or unlock equity for investment.

In most cases, our service is free. Lenders pay us, not you.

I'm extremely happy with the team's knowledge and understanding... they always had my best interest in mind.

Chris, NSW

Property Investor

Chris was a young property investor aspiring to retire early but couldn't secure the financing he needed. Frustrated and disappointed, he turned to It's Simple for assistance.