We Keep Loans Simple.

Take Advantage Of Low Interest Rates.

  • Variable rates from
    1.89% P.A
    Interest Rate
  •  
    1.90% P.A
    Comparison Rate

Purchase A Home

Refinance

Purchase A Car

Invest In Property

We Are Australia’s Mortgage Broker & Finance Broker

Think of a broker as a third-party matchmaker whose goal is to connect you with the best possible lender for your needs. Your broker will be happy to help you in your search for the best lenders who offer financial services that can help you achieve whatever goals you have in life.

Mortgage broking provides you with a partner who supplies you with their best advice on:

  • Home loans with the best comparison rates for your circumstances
  • Refinancing with a new loan to help you cut current costs
  • Finding an investment loan with the best interest rate to finance your rental property
  • Car loans to help you obtain the car you want at a price you can afford
  • Securing a loan to finance the construction of your dream property
  • Low deposit loans with rates you can afford

We understand that finding the best loan for your unique circumstances can be intimidating, no matter where you’re at in your financial life. That’s why our service is designed to simplify the process with our customers’ best interests at heart.

We save you the time and energy it takes to search for a loan with the best comparison rate by doing the hard work for you. Here are some of the ways our brokers will help connect you with the best options to finance your property or any other particular product you have in mind:

We can help narrow down your loan options

Wouldn’t it be nice if you could narrow down your search options to a list of banks or other lenders who offered the type of credit you’re interested in at a rate you could afford? That’s where we come in.

Just fill us in on the type of credit you’re looking for, your ideal loan amount, and the amount of interest you’d be willing to pay to make it happen. We’ll get right to work assembling a shortlist of the best lenders and options for your unique situation.

We act as lender liaisons

Our mortgage and finance brokers not only serve as loan and mortgage matchmakers but they’ll also walk you through every step of the process. Need help deciding between loans?

We’ll help you compare rates, point out any hidden fees, and give you our best advice on how to get the money you’re looking to borrow into your account for the lowest possible cost.

Then, we’ll work with the lenders of your choice to handle all the business details so you don’t have to.

We’ll streamline the application process

Submitting applications that get actually approved for home loans and other finance options can be a tricky and nerve-wracking process. After all, nothing’s worse than making a mistake on your application that could cost you that home loan with the best comparison rate.

Our finance and mortgage brokers are here to make sure it doesn’t happen to you.

Your broker will use their extensive knowledge of the business to put in the best-looking application possible on your behalf.

Enjoy our advice on the latest industry practices

Between all the policies, regulations, and industry jargon you’re bound to encounter, obtaining financing can get very frustrating very quickly for the average customer.

The good news is that you’ll find few people with more information on the most up-to-date practices than a finance and mortgage broker.

From recommending loans with the best costs to interpreting complex lending policies, we’ve got you covered. Consider us your wingman when it comes to understanding how to secure the ideal loan or mortgage at the best cost.

Why contact us for help on your search for the best mortgage, home loan, or other credit option? Glad you asked.

We believe that every Australian deserves to own their own home without breaking the bank. Unfortunately, “simple” is rarely a word that comes to mind when most people think of refinancing, securing a home loan, or purchasing an investment property.

That’s where we strive to stand apart from the average broker. Our aim is to help simplify the lending process for everyone, even first-time buyers who may be unfamiliar with the ins and outs of finance.

Here are some of the many perks you’ll enjoy along your financing journey with us:

A peace-of-mind lending process

Our goal is to make sure you’re looked after from start to finish. We’ll provide constant communication to keep you updated on your latest account developments, from finding the best options to the latest information on your application.

A customized search for your unique needs

We’re well aware that there are more than enough financing options out there to leave the average customer feeling completely overwhelmed. That’s why we work hard to stay on top of the best rates and offerings from the extensive list of banks and other lenders we work with. By gaining an intimate knowledge of your goals and situation, we’ll connect you with the best possible options for you.

Cutting through the red tape made simple

Not only are we quick, easy, and fun to work with, but we know our stuff when it comes to lending and financing. Our team of brokers gets paid to work for you, not the banks. Our top priority is to make sure your experience is as simple and stress-free as possible.

From legwork to interpretation

Need help understanding comparison rates or interpreting a fee you found lurking in the fine print? No problem. Not only will we do all the legwork for you, but we’re also happy to explain any questions you may have about any of the options we present to you.

We’ll check in periodically post-settlement

We’re not exaggerating when we promise you clear communication at every stage of your financing journey. For example, we’ll even contact you at important milestones during the post-settlement stage to make sure you’re still enjoying the best possible rates for the lifetime of the loan.

The Banks We Work With.

Banks We Work With.

Macquarie bank logo on best home loan rates page

Get A Free Property Report.

Thinking of buying? Refinancing and looking to draw equity? Find out the estimated value of your property from Australia’s leading provider of property data, information, and analysis.

Download Now

Our Process.

Step 1: Nice to Meet you

Kind of like a first date (don’t worry, less awkward).  We’ll get to know your situation intimately & will work hard negotiating with lenders to determine a suitable solution, tailored to your circumstances and goals

Step 2: Our Recommendations

We work for you, not the lenders – simple. We’ll spoil you for choice, and present you with three lenders to choose from with a broker recommendation.

Step 3: Application Submission

Once you’ve decided on a lender, we will collate all the necessary documentation and submit your application to your lender of choice

Step 4: Congratulations

We” work hard to get you approved for the best rates possible & make sure the money reaches its intended location so you can buy your house, refinance your loan, renovate your property or even buy a mid-life crisis car (no judgement).

Step 5: Post Settlement

We’ll check in with you at loan milestones to ensure you’re on the best rate possible for the lifetime of the loan.

Customer Testimonials.

Customer Testimonials.

Don’t take our word for it, hear from some of our customers who find working with It’s Simple

 

  • Quick, easy & fun to deal with
  • Highly experienced in lending & finance
  • Clear communication at every stage of the process

Our Blog.

21, June, 2022 - Blog
Choosing Between Fixed and Variable Rate Home Loans

Considering the recent interest rate hikes, more than ever, it’s important to consider all options to avoid paying more on your mortgage. Following the RBA’s 50-basis-point hike in the cash rate on 7 June 2022, it is no surprise that many banks increased their rates as well. Australia’s big four already announced that they would […]

16, June, 2022 - Blog
Surviving RBA’s highest rate hike in 22 years

The Reserve Bank of Australia’s highest single-raise cash rate in 22 years leaves everyone thinking, ‘How can I handle this?’ In a statement made by RBA governor, Philip Lowe, the Board decided to increase the interest rate by 50 basis points leading to the cash rate of 0.85%. So, where does this leave you? Here’s […]

15, May, 2022 - News
Price Caps Raised For Home Guarantees

Prime Minister Scott Morrison has just recently declared that the government’s Home Guarantee Scheme will have higher maximum property prices and more available places per year. From July 1, this price upgrade will qualify houses in two out of five (40%) suburbs nationwide for the scheme. This is up from 24.1% according to analysis by […]