We Keep Loans Simple.

Take Advantage Of Low Interest Rates.

  • Fixed rates from
    1.84% P.A
    Interest Rate
    2.59% P.A
    Comparison Rate

Purchase A Home


Purchase A Car

Invest In Property

The Banks We Work With.

Banks We Work With.

Macquarie bank logo on best home loan rates page

Get A Free Property Report.

Thinking of buying? Refinancing and looking to draw equity? Find out the estimated value of your property from Australia’s leading provider of property data, information, and analysis.

Download Now

Our Process.

Step 1: Nice to Meet you

Kind of like a first date (don’t worry, less awkward).  We’ll get to know your situation intimately & will work hard negotiating with lenders to determine a suitable solution, tailored to your circumstances and goals

Step 2: Our Recommendations

We work for you, not the lenders – simple. We’ll spoil you for choice, and present you with three lenders to choose from with a broker recommendation.

Step 3: Application Submission

Once you’ve decided on a lender, we will collate all the necessary documentation and submit your application to your lender of choice

Step 4: Congratulations

We” work hard to get you approved for the best rates possible & make sure the money reaches its intended location so you can buy your house, refinance your loan, renovate your property or even buy a mid-life crisis car (no judgement).

Step 5: Post Settlement

We’ll check in with you at loan milestones to ensure you’re on the best rate possible for the lifetime of the loan.

Customer Testimonials.

Customer Testimonials.

Don’t take our word for it, hear from some of our customers who find working with It’s Simple


  • Quick, easy & fun to deal with
  • Highly experienced in lending & finance
  • Clear communication at every stage of the process

Our Blog.

20, September, 2021 - Blog
What Happens If You Pay Your Mortgage Off Early?

Paying off your mortgage as fast as possible is a very attractive prospect. Being debt-free as soon as possible? What’s not to like? When you pay off your mortgage early, you could save a tonne of money from interest, and you actually get to completely own your house. This is a great option for most [...]

15, September, 2021 - News
Are you too loyal for your own good? The banks think so

The average Australian homeowner is paying more than $37,000 in extra interest over the life of their home loan due to the loyalty tax, and it’s got three-quarters of borrowers feeling “ripped off” and “angry”. What’s the loyalty tax? It’s this sneaky lender trick where borrowers with older mortgages are typically charged a higher interest […]

13, September, 2021 - Blog
The Refinancing Bonanza

There has been a massive surge in people refinancing their home loans, according to data from the ABS. Refinanced home loans reached an all-time high of $17.2 billion in July – a 6% increase from June and more than double the amount we saw two years prior in July 2019. So why is this happening? [...]